隐私政策

Privacy Policy

1   隐私政策适用范围

Scope of Application

本政策仅适用于陆国际(新加坡)金融资产交易有限公司(“陆国际”)的产品或服务,包括证券交易以及基金管理。

This Policy only applies to products and services of Lu International (Singapore) Financial Asset Exchange Pte. Ltd. (“LUI”), including securities trading and fund management.

最近更新日期:2019年7月。

Latest update in Jul. 2019

如果您有任何疑问、意见或建议,请通过以下联系方式与我们联系:

电子邮件:pub_lu-global@lu.com

电话: +65 6727 8666 (国际), 400 169 8800(中国大陆)

If you have any query, comment or advice, please contact us via the following means.

Email: pub_lu-global@lu.com

Tel: +65 6727 8666 (International), 400 169 8800 (Chinese mainland)

 

2   定义

Definition

我们或陆国际:指陆国际(新加坡)金融资产交易有限公司。 共同注册地址/常用办公地址:新加坡滨海林萌道10号,滨海湾金融中心第2座13楼04室,邮区018983。

We, us or LUI: refers to Lu International (Singapore) Financial Asset Exchange Pte. Ltd. Common registered address/office address: 10 Marina Boulevard, Tower 2 #13-04, Marina Bay Financial Center, Singapore 018983.

陆国际平台:指陆国际运营的官方网站或者客户端通过对接陆国际关联方或者合作机构的方式(如链接跳转H5、应用程序编程接口API、软件开发工具包SDK 或者前台业务系统前置),为个人会员直接或间接通过陆国际信息系统查询陆国际关联方或合作机构的金融产品介绍资料和相关服务与行情,以及通过陆国际关联方或合作机构服务开展在线金融产品投资、交易及信息管理和查询、交易资金 结算(由法定资质的支付机构提供)等活动提供信息管理以及技术支持的服务平台(网址:www.lu-global.com)。

LUI Platform: refer to the official website or client operated by LUI, which are service platforms, by connecting to LUI Related Parties or Partners (via H5 link jumping, API, SDK or front-office business system), providing information management and technical support for individual members to query introduction materials of financial products provided by LUI Related Parties or Partners and relevant services and market information directly or indirectly via LUI information systems, and to carry out activities such as online financial product investment, trading and information management and inquiry, transaction fund settlement (provided by legally qualified payment institutions) via the services provided by LUI Related Parties or Partners. (Website: www.lu-global.com)

陆国际服务:指陆国际依据本协议通过陆国际官方网站或者客户端方式向个人会员提供的在线信息展示与链接、辅助交易、信息管理与技术支持服务。

LUI Services: refer to online information display and link, trading support, information management and technical support services provide by LUI to individual members via LUI official website or client in accordance with this agreement.

陆国际关联方:指上海陆家嘴国际金融资产交易市场股份有限公司及/或陆金所(上海)科技服务有限公司/或陆咨询(上海)服务有限公司直接或间接控制的、直接或间接控制上海陆家嘴国际金融资产交易市场股份有限公司及/或陆金所(上海)科技服务有限公司/或陆咨询(上海)服务有限公司,或与上海陆家嘴国际金融资产交易市场股份有限公司及/或陆金所(上海)科技服务有限公司/或陆咨询(上海)服务有限公司共同受同一主体直接或间接控制或者重大影响的实体,例如:包括深圳市陆金互联网信息服务有限公司、上海陆金所互联网金融信息服务有限公司等受中国平安保险(集团)股份有限公司直接或间接控制或者重大影响的公司。

LUI Related Parties: refer to entities, directly or indirectly, controlled by, controlling, under common control or substantial influence with, or Shanghai Lujiazui International Financial Asset Exchange Co., Ltd. (Lufax) and/or Lufax (Shanghai) Technology Service Co., Ltd. /or Lu Consulting (Shanghai) Service Co., Ltd., including companies such as Shenzhen Lufax Internet Financial Information Services Co. Ltd. and Shanghai Lufax Internet Financial Information Services Co. Ltd. that are directly or indirectly under the control of, or substantially influenced by Ping An Insurance (Group) Company Of China, Ltd.

陆国际合作机构或合作机构:指与陆国际签署相关合作或服务协议,同意根据协议约定并基于陆国际服务,为个人会员提供账户开立、产品推介与销售、在线交易、信息中介与信息管理等服务的金融机构,或其他具备相关业务许可及/或完 成必要备案流程的从业机构,以及为您使用陆国际服务提供技术支持以及必要服务的其他第三方机构,包括持有相关业务资质的陆国际关联方、基金公司、基金销售公司、银行、证券公司、资产管理公司、技术服务机构和其他第三方服务机构。

LUI Partners or Partners: refer to financial institutions entering into relevant cooperation or service agreement with LUI and agreeing on providing individual members with services such as account opening, product introduction and sales, online trading, information intermediary and information management in accordance with signed agreement and on the basis of LUI services, or other institutions with relevant business license and/or having completed necessary filing process, and other third-party institutions providing technical support and necessary services for your use of LUI services, including LUI Related Parties with relevant business qualifications, fund companies, fund distribution companies, banks, securities firms, asset management companies, technology services companies, and other third-party services institutions.

 

3   我们如何收集和使用信息

How We Collect and Use Information

您同意并授权我们在您注册、登录以及使用我们提供服务的过程中收集如下与服务相关的必要信息,但是我们将不会向您收集法律法规禁止收集的个人信息。您可以选择不提供某一或某些信息。如您选择不提供某一或某些信息,可能会导致您无法使用或无法正常使用陆国际平台的部分服务,但这不会对您使用陆国际平台的其他服务产生影响。目前,本隐私权政策仅会出于以下目的收集您的个人信息,如确需改变信息收集的目的和类型时,我们将提前告知您并重新征得您的同意。

You agree and authorize us to collect necessary information related to services when you register, log in to and use our services provided that we will not collect your personal information as prohibited by law. You may choose not to provide certain information. If so, you may be not able to use or normally use some services on LUI Platform while other services thereon will not be affected. This privacy policy is made for the collection of your personal information for the following purposes only. In case of any change in the purpose of information collection and the type of information to be collected, we will inform you in advance to obtain your consent.

1、     为了完成会员账户的创建、关联或登录

For member account creating, binding or login

在您注册陆国际会员账户或登录陆国际平台时,我们将收集您的手机号码。您还可以选择向我们提供指纹验证结果或面部特征信息,用以进行Touch ID或Face ID登录。如果您不提供上述信息,不影响您通过其他方式登录。

We will collect your mobile phone number when you register a LUI member account or log in to LUI Platform. You may also choose to provide us with your fingerprint verification results or facial feature information for Touch ID or Face ID login. If you do not provide the above information, it would not affect your login by other means.

2、     为了我们履行反洗钱法律义务及进行实名制管理

For us to fulfill our legal obligations of anti-money laundering (AML) and implement real-name management

在您通过陆国际平台触发、申请、使用陆国际关联方或陆国际合作机构服务时,为实现及时同步更新您在陆国际、陆国际关联方和陆国际合作机构的个人信息(包括身份认证与风险测评信息)或完成对您的实名制管理、投资者适格性管理以及履行反洗钱要求,我们需要对您的身份进行识别。为此,我们将收集您在身份认证(如适用)、银行账户绑定操作(如适用)以及风险测评(如适用)时向陆国际关联方或者陆国际合作机构提供的个人信息,包括:姓名、性别、生日/出生日期、国籍、身份证号码及有效期限、护照号码及有效期限(如有)。如果您不提供上述信息或您的实名验证未通过,则您无法使用陆国际对应的服务。

When you trigger, apply for, or use the services of LUI Related Parties or LUI Partners via LUI Platform, we need to verify your identity in order to timely update your personal information in LUI, LUI Related Parties and LUI Partners (including identity verification and risk assessment information), or to complete the real-name management and investor suitability management in respect of you, and satisfy AML requirements. Therefore, we will collect the personal information provided by you to LUI Related Parties or LUI Partners if the process of your identity verification, bank card binding (if applicable) and risk assessment (if applicable), including: name, gender, date of birth, nationality, ID number and its valid period, passport number and its valid period (if any). If you do not provide the above information or your real-name verification fails, you will not be able to use corresponding LUI Services.

3、     为了进行风险评估

For the purpose of risk assessment

您在使用陆国际、陆国际关联方或陆国际合作机构提供的理财服务、基金服务时,为了准确评估您的投资风险评估(例如进行投资者适当性管理、合格投资者认),我们将收集您的存款信息与收入状况。您同意并授权我们可以自行或通过合作的个人征信机构(包括试点机构)、第三方专业数据服务机构就与您使用陆国际服务有关的征信信息进行查询与核实,并对获得的核实、验证结果进行查看、收集、使用和留存操作。如果您不提供上述信息或者提供信息不完整,我们将无法对您的投资风险进行评估,进而可能会影响您使用上述服务。

We will collect your deposit information and income status when you use the wealth management and fund services provided by LUI, LUI Related Parties or LUI Partners so as to accurately assess your investment risks (such as to carry out investor suitability management and qualified investor authentication). You agree and authorize us to inquire and verify the credit information related to your use of the LUI Service by ourselves or through personal credit information agencies (including the pilot organization) or third-party professional data service institutions in cooperation, and to view, collect, use, and retain the verification and authentication results thereof. If you do not provide the above information or the information provided is incomplete, we will not be able to assess your investment risk, which may affect your use of the above services.

4、     为了保障账户、资金和服务安全

In order to ensure the account, fund and service security

为了提高您使用我们服务的安全性,防止您的个人信息被不法分子获取,同时也是为了提高陆国际平台的服务质量和用户的安全体验,我们需要收集您的手机号码、电子邮箱、地理位置(定位)、身份证号码及有效期限、护照号码及有效期限(如有)、常用设备信息(设备品牌、设备型号、设备屏幕规格、操作系统版本、唯一设备识别码IMEI、唯一设备识别码android ID、唯一设备识别码IDFA、SIM卡IMSI信息、IP地址)来判断您账户的安全性。此外,我们还将对您的充值、投资、赎回、取现操作进行动态化验证,为此当您开通并使用人脸识别或者指纹验证功能时,您需要向我们提供您的面部特征信息、指纹验证结果或短信信息。如果您不提供上述信息,您的账户、资金和服务安全可能无法得到保障并存在资金损失的风险。

In order to improve the security of your use of our services, to prevent your personal information from being obtained by criminals, as well as to improve LUI Platform’s service quality and user experience in security , we need to collect your mobile phone number, email address, and geographic location (positioning), ID number and valid period, passport number and valid period (if any), information of frequently-used device (device brand, device model, device screen specification, operating system version, IMEI, android ID, IDFA, IMSI information of SIM card , IP address) to determine the security of your account. In addition, we will also dynamically verify your top-up, investment, redemption, and cash withdrawal operations. For this purpose, you need to provide us with your facial features and fingerprint verification results or SMS messages when you open and use the function of face recognition or fingerprint verification. If you do not provide the above information, your account, fund and services may not be secured and risks of financial loss may arise.

5、     为了向您提供陆国际相关服务

In order to provide relevant LUI Services

(a)      当您使用陆国际服务与陆国际关联方或陆国际合作机构进行互动,参与陆国际用户积分营销活动或使用陆国际提供的信息查阅服务(例如查阅会员账户设置信息与会员账户权益信息)时,您同意并授权我们在法律法规的允许范畴内,收集您在使用陆国际服务的过程中,在陆国际、该等关联方或陆国际合作机构留存或形成的并与陆国际服务相关的个人信息,包括:您的姓名、居住地址、手机号码、电子邮箱、身份证号码及有效期限、护照号码及有效期限(如有)以及交易信息(交易金额、交易对象、交易商品及交易的时间)。除法律法规另有规定外,我们的关联方、陆国际合作机构会在征得您同意、授权的前提下,向我们提供由关联方或者合作机构收集或者储存的您的信息。如果您想取消该等同意、授权,您可以遵循关联方、陆国际合作机构提供的联系方式向其提出相应的要求。如果您不提供上述信息,我们将无法对您提供陆国际对应的服务。

When you use LUI Services to interact with LUI Related Parties or LUI Partners, participating in LUI user points marketing activities or using the information inquiry services provided by LUI (for example, accessing to member account setup information and member account equity information), you agree and authorize us, to the extent permitted by laws and regulations, to collect your personal formation related to LUI Services and formed or retained by LUI, LUI Related Parties or LUI Partners during the process of your use of LUI Services, including: your name, residential address, mobile phone number, email address, ID number and valid period, passport number, and valid period (if any) and trading information (amount, counterparty, commodity and time of a trading). Unless otherwise provided by laws and regulations, our Related Parties and LUI Partners will provide us with your information collected or stored thereby subject to your prior consent and authorization. If you want to cancel such consent or authorization, you may propose such request to the relevant LUI Connected Party or LUI Partner as per the contact information provided thereby. If you do not provide the above information, we will not be able to provide you with relevant LUI Services.

(b)      当您需要联系客服进行意见反馈或投诉处理时,我们可能会收集并使用您反馈或投诉标的的交易信息(交易金额、交易对象、交易商品及交易的时间)。若您拨打客服电话进行沟通时,我们还将保存您的手机号码以便后续与您取得联系。如您不提供前述信息,将影响我们向您提供陆国际对应的服务质量,但是不影响您使用我们提供的其他服务。

When you contact customer service to give your opinions or make a complaint, we may collect and use the trading information (amount, counterparty, commodity and time of such trading) related to the subject matter of your feedback or complaint. If you call customer service to communicate, we will also save your mobile number to follow up with you. If you do not provide the above information, it will affect the quality of relevant LUI Services we provide to you, but it will not affect your use of other services we provide.

6、     为了改进服务体验、提供个性化服务功能

In order to improve service experience and provide personalized service functions

为使您在陆国际的服务体验更为便捷、顺畅和有针对性,我们将收集您的风险测评信息、交易信息(交易金额、交易对象、交易商品及交易的时间)、行为信息(搜索记录、浏览信息、关注信息、访问时间、广告点击情况、页面点击频次、页面停留时间、与客户服务团队联系时提供的信息及参与问卷调查时发送的信息)、地理位置(定位)信息进行分析或预测,提炼个人特征模型以便将您感兴趣的产品和/或服务信息优先展示给您,例如基于您的搜索信息、关注信息向您进行特定产品和/或服务的消息推送、商业性电子信息发送、定制页面等。如果您不想接收我们的推送信息,您可以通过设备系统权限设置选择关闭推送功能或联系我们要求取消消息推送服务。

In order to make your service experience in LUI more convenient, smooth and targeted, we will collect your risk assessment information, trading information (amount, counterparty, commodity and time of a trading), behavior information (search history, browsing information, followings, access time, ad clicks, page click frequency, time on page, information provided when contacting the customer service, and information sent during questionnaire survey), geographic location (positioning) information for analysis or forecast, so as to refine the personal feature model to prioritize the products and/or services you may be interested in, such as message pushes, commercial electronic messaging, and customized pages for specific products and/or services based on your search information and followings. If you do not want to receive our push messages, you can choose to turn off the push function through the device system authority setting or by contacting us to cancel the message push service.

7、     此外,以下您在使用陆国际对应的服务时候可能需要调用或者使用您的设备功能用于收集和使用您的个人信息。当您使用服务之前,您可选择是否授权我们开通以下权限:

In addition, when using corresponding LUI Services, you may need to call or use your device functions to collect and use your personal information. Before you use the services, you can choose whether to authorize us to open the following accesses:

(a)      基于摄像头(相机)的功能:您可开启摄像头进行身份校验(身份证识别以及人脸识别登录)、银行卡识别、拍照并上传图片操作以及使用视频面签服务;

Camera-based functions: You can turn on the camera for identity verification (ID card recognition and face recognition login), bank card recognition, photo taking and uploading, and face-to-face signing via video;

(b)      基于相册的功能:当您与客服沟通或进行身份认证需要提交证明材料时,您可从本地相册中选择图片上传。通过开启允许访问相册功能,您还可以在陆社区中使用上传头像、发帖晒图服务;

Album-based functions: When you need to submit supporting materials in communication with customer service or for identity verification, you can select an image from a local album to upload. By turning on the access to album function, you can also use the avatar uploading and picture posting services in LU Community;

(c)      基于地理位置的功能:您可开启定位服务,以便陆国际、陆国际的关联方或者陆国际的合作机构更好地遵守监管规定履行反洗钱和可疑交易报送义务;

Geographic location-based functions: You can turn on the positioning service to help LUI, LUI Related Parties or LUI Partners better comply with regulatory requirements and fulfill their obligations related to AML and suspicious transaction reporting;

(d)      基于麦克风的功能:您可选择麦克风设备来进行特定场景的语音输入与沟通(语音搜索、语音消息)或视频面签;

Microphone-based functions: You may use microphone device for voice input and communication (voice search, voice message) or face-to-face signing via video;

(e)      基于通讯录的功能:当您向您的好友推荐陆国际服务时,您可选择并导入通讯录中的联系人信息,开启该功能将避免您手动重复填写上述信息。另外,开启该功能也有助于陆国际或陆国际的关联方、合作机构在向您提供服务时进行业务风险控制;

Contact list-based functions: When you recommend LUI Services to your friends, you can select and import the contact information in your contact list. You will not have to manually fill in the above information by turning on this function. Furthermore, it will also help LUI, or LUI Related Parties or LUI Partners to conduct business risk control when providing services to you;

(f)        基于指纹、Face ID的功能:您可授权调取您使用的设备的指纹验证系统或面容ID系统,帮助陆国际或者陆国际关联方、陆国际的合作机构完成个人身份识别、登录、验证、确权以及完成支付等指令操作。当您进行指纹验证或支付时,我们仅收集指纹验证结果,并不收集您的指纹信息;

Fingerprint-based and face ID-based functions: You can authorize to call the fingerprint verification system or face ID system of the device you use to help LUI, LUI Related Parties or LUI Partners fulfil personal identity recognition, login, verification, confirmation, and completion of instruction such as payment. When you make verification or payment via fingerprint, we will only collect fingerprint verification results, but not your fingerprint information;

(g)      基于电话的功能:您在使用陆国际服务的过程中遇到疑难问题时可一键拨打陆国际客服电话,开启该功能将避免您手动重复填写陆国际客服电话;

Phone-based function: You can dial the LUI service call through a click if you encounter any problem during your use of LUI Services. You will not have to manually fill in the LUI service call number by turning on this function.

(h)      基于短信的功能:当您在使用陆国际服务过程中需要输入短信验证码时,开启该功能可自动读取您的短信验证码避免您手动重复填写上述信息。

SMS-based function: Turning on this function will enable an automatically read of your SMS verification code when you need to input such code during your use of LUI Services, so that a manually filling-in is avoided.

上述功能可能需要您在您的设备中向我们开启您的摄像头(相机)、相册、地理位置(定位)、麦克风、通讯录等功能的访问权限,以实现这些功能所涉及的信息的收集和使用。您确认并同意开启这些权限即代表您授权我们可以收集和使用这些信息来实现上述功能;您也可以遵循您使用设备的操作系统指示变更或者取消这些授权,则我们将不再继续收集和使用您的这些信息,也无法为您提供上述与这些授权所对应的功能,但这不会对您使用陆国际其他服务产生影响。

The above functions may require you to open our access to your camera, photo album, geographic location (positioning), microphone and contact list on your device, so as to enable the collection and use of information related to these functions. You acknowledge and agree that opening these accesses indicates your authorization to us to collect and use such information to realize the above functions. You may also change or cancel these authorizations following instructions of your operating system, and then we will no longer continue to collect and use such information of yours. Consequently we will not be able to provide you with the above functions corresponding to these authorizations, which, however, will not affect your use of other LUI Services.

 

4   我们如何使用信息

How We Use Information

为更好地向您提供服务,也为了我们自身的风险防控,以及保护各方的合法权益,您同意并授权我们将您的信息用于如下用途:

In order to better provide you with services, for our own risk prevention and control, and to protect the legitimate rights and interests of relevant parties, you agree and authorize us to use your information for the following purposes:

1、     实现本隐私权政策中“我们如何收集信息”所述目的;

To fulfill the purposes stated in “How We Collect Information” under this Privacy Policy;

2、     为保护您的账户安全,对您的身份、银行卡进行识别、验证;

To protect your account security, identify and verify your identity and bank card;

3、     为向您提供适合于您的服务,并持续维护、改善、优化这些服务,对您的个人信息进行去标识化处理后再开展分析和处理,或将您的信息用于数据建模;

To de-identify your personal information before analyzing and processing, or use your information for data modeling, so as to provide you with suitable services and to continuously maintain, improve, and optimize these services;

4、     用于预防、发现、调查欺诈、危害安全、非法或违反与我们的协议、我们的政策或规则的行为,以保护您、我们的其他用户或我们的合法权益;

To use your information to prevent, detect, investigate fraudulent or illegal actions or those compromise security or violate agreements with use, our policies or rules, so as to protect the legal rights and interests of you, our other users or us;

5、     对您进行信用、风险承受能力评估;

To assess your credit and risk tolerance;

6、     我们可能会将来自某项服务的去标识化处理后的个人信息与来自其他服务的去标识化处理后的个人信息结合起来,以便为您提供更优质、个性化的服务、内容和建议;

To provide you with better, personalized services, contents and advice that we may combine de-identified personal information from a service with that from other services;

7、     用于向您收取应支付的各类费用(如有)。

To use your information to charge fees payable by you (if any).

当我们要将您的信息用于本隐私权政策未载明的其他用途或新的业务目的时,会事先告知您并征求您的同意。但根据相关法律法规及国家标准,在以下情形中,我们可能会依法收集并使用您的个人信息而无需征得您的同意:

When we want to use your information for other purposes or new business purposes not covered by this Privacy Policy, we will notify you in advance and ask for your consent. However, under the following circumstances, we may duly collect and use your personal information without your consent in accordance with relevant laws and regulations and national standards:

1、     与我们履行法律法规规定的义务相关的;

Those related to our performance of obligations under laws and regulations;

2、     与国家安全、国防安全直接相关的;

Those directly related to national security and national defense security;

3、     与公共安全、公共卫生、重大公共利益直接相关的;

Those directly related to public security, public health, and major public interests;

4、     与犯罪侦查、起诉、审判和判决执行等直接相关的;

Those directly related to criminal investigation, prosecution, trial and enforcement of judgment;

5、     出于维护您或他人的生命、财产等重大合法权益但又很难得到您本人同意的;

Those for the purpose of protecting your or other people’s life, property and other material legal rights and interests but it is difficult to obtain your consent;

6、     所收集的个人信息是您自行向社会公众公开的;

Where the personal information collected is disclosed to the public by yourself;

7、     从合法公开披露的信息中收集个人信息;

Where the personal information is collected from that having been legally disclosed to the public;

8、     用于维护所提供的服务的安全稳定运行所必需的,例如:发现、处置产品或服务的故障;

Those necessary to maintain the safe and stable operation of the services provided, for example, for discovering or disposing product or service failure;

9、     用于遵守并执行任何法律法规和其他对我们具有约束力的监管规定中信息收集与披露的要求。

Those for the compliance with and fulfillment of requirements for information collection and disclosure under any laws, regulations, and other regulatory provisions that are binding on us.

 

5   我们如何与第三方共享、转让信息

How We Share and Transfer Information with Third-parties

我们承诺会根据相关法律法规及监管规定对您的信息承担保密义务,我们不会将您的个人信息与其他第三方进行共享或者对外转让,除非获得您明确的同意或授权。

We undertake that we will keep your personal information in confidence in accordance with relevant laws and regulations and regulatory requirements, and that we will not share your personal information with other third-parties or transfer your personal information to the external unless with your expressed consent or authorization.

为了向您提供陆国际服务之目的,您同意并授权我们在下列情况下将您的个人信息与我们的关联方、陆国际合作机构进行共享。我们会要求与我们共享您的个人信息的陆国际关联方、陆国际合作机构按照本隐私权政策约定的方式存储、处理您的个人信息。在共享信息前,我们会进行商业上合理的审查,评估共享您个人信息的合法性、正当性以及必要性,并督促陆国际关联方、陆国际合作机构按照法律规定和相关监管要求来处理您的信息。陆国际关联方、陆国际合作机构在未得到您的明示同意或授权以前无权将共享的个人信息用于本隐私权政策约定范围以外的其他任何用途。

For the purpose of providing LUI Services to you, you agree and authorize us to share your personal information with LUI Related Parties or LUI Partners under the following circumstances. We will require LUI Related Parties or LUI Partners that we share your personal information with to store and process your personal information in the manner agreed under this Privacy Policy. Before sharing information, we will conduct a commercially reasonable review to assess the legality, legitimacy and necessity of sharing your personal information, and urge the relevant LUI Related Parties or LUI Partners to deal with your information in accordance with law and relevant regulatory requirements. Without your expressed consent or authorization in advance, LUI Related Parties or LUI Partners shall have no right to use the personal information shared for any other purpose beyond this Privacy Policy.

1、      在您通过陆国际平台触发、申请、使用陆国际关联方或陆国际合作机构服务时,为了方便您在符合法律和监管规定的前提下更便捷地接受陆国际关联方或者合作机构提供的服务,需要将您的个人信息在上述机构之间共享。例如:为方便您基于陆国际服务便捷登录或使用陆国际关联方平台或合作机构的前台业务系统,我们将您在陆国际平台留存的个人信息提供给我们的关联方或合作机构以协助其为您完成必要的账户注册手续与产品或服务开通手续;将您在我们平台留存的身份认证信息提供给我们的关联方或合作机构以协助其继续开展对您的身份认证手续;将您授权我们从陆国际关联方或合作机构收集的风险测评信息提供给我们其他关联方或合作机构以协助其继续开展对您的适格性测评;将您授权我们收集或向我们提供的其他信息提供给我们的关联方、合作机构,以协助其对您的个人信息进行交叉验证、开展客户积分营销活动、评估您的信用状况、履约能力和风险承受水平以及其他与您使用其服务相关的用途;

When you trigger, apply for, use services provided by LUI Related Parties or LUI Partners via LUI Platform, it is necessary to share your personal information with the above institutions in order to facilitate your acceptance of such services without prejudice to the compliance with legal and regulatory requirements. For example, in order to facilitate your easy access to, or use of, the front-office business system of platforms of LUI Related Parties or Partners based on LUI Services, we will provide your personal information you have retained on LUI Platform to our Related Parties or Partners to assist them to complete the necessary account registration procedures and product or service opening procedures for you; provide the identity verification information you have retained on our platforms to our Related Parties or partners to assist them in proceeding their identity verification procedures; provide the risk assessment information collected by us from LUI Related Parties or LUI Partners based on your authorization to our other Related Parties or partners to assist them to continue their eligibility assessments on you; provide other information that you authorize us to collect or provide to us to our Related Parties or partners to assist them in cross-validating your personal information, conducting customer point marketing activities, assessing your credit status, performance capabilities and risk tolerance, and other usage related to your use of their services;

2、      在您违反与陆国际合作机构或者关联方签署的相关协议时,向您的交易对手、相关业务的合作银行、担保机构、保险机构等提供您在相关协议项下的履约和违约信息;同时为建立信用体系,您同意并授权在符合相关法律规定的前提下将您的信用信息和不良信息发送征信机构且不再另行通知您;

In case of your violation of the relevant agreements entered into with LUI Partners or Related Parties, we may provide your counterparties, cooperative banks of related businesses, guarantee institutions, insurance institutions, etc. with your performance and default information under the relevant agreements. Meanwhile, in order to establish a credit system, you agree and authorize us to, subject to relevant laws and regulations, send your credit information and bad information to credit reference agencies without prior notice to you;

3、      除法律另有规定外,为了提升信息处理效率,降低信息处理成本,或提高信息处理准确性,我们可能会委托有能力的数据服务机构代表我们,在遵循本隐私权政策以及授权范围的情况下对您的信息进行加工、分析、处理;

Unless otherwise provided by law, in order to improve information processing efficiency, reduce information processing costs, or improve information processing accuracy, we may entrust a competent data service institution to, subject to this Privacy Policy and within the scope of authorization, to process, analyze and handle your information on behalf us;

4、      根据法律规定及合理商业习惯,在陆国际与其他公司合并或被其收购或进行其他资本市场活动(IPO,债券发行)时,以及其他情形下陆国际接受来自其他主体的尽职调查时,您同意我们根据业务的需要把您的信息提供给必要的主体,但我们会通过和这些主体签署保密协议等方式要求其对该等信息采取与本隐私权政策同等的保密措施,并要求其在完成必要工作后在合理的期限内删除您的信息;

You agree that we may provide your information to necessary entities based on business requirements in accordance with legal requirements and reasonable practices when LUI merges with or is acquired by other companies, or carries out other capital market activities (IPO, bond issuance), or under other circumstances where LUI is subject to due diligence by other entities, provided that we will require such entities to adopt equivalent confidentiality measures as this Privacy Policy prescribes through a confidentiality agreement or otherwise, and to delete your information within a reasonable period of time after the necessary work is done;

5、      为了依法合规开展业务并评估我们的财务与风险能力,向我们聘请的审计、法律等外部专业顾问披露您的个人信息,并要求其按照相关法律规定和监管要求处理您的信息;

In order to conduct business in a compliant manner and evaluate our financial and risk capabilities, we may disclose your personal information to external professional consultants such as auditors and lawyers engaged by us, and we will require such persons to process your information in accordance with relevant legal and regulatory requirements;

6、      随着我们业务的持续发展,我们有可能进行合并、收购、资产转让或类似的交易,您的个人信息有可能作为此类交易的一部分而被转移。我们将在转移前通知您,并要求新的持有您个人信息的公司、组织继续受本政策的约束。如变更个人信息使用目的时,我们将要求该公司、组织重新取得您的明确同意;

As our business continues to grow, we may engage in mergers, acquisitions, asset transfers or similar transactions, and your personal information may be transferred as part of such transactions. In this case, we will notify you prior to the transfer and require the new company or organization to hold your personal information continue to be bound by this policy. In case of any change in the purpose of the use of your personal information, we will require such company or organization to regain your explicit consent;

7、      当您与他人因使用陆国际服务发生争议时,为了保护您及他人的合法权益,我们可能会将您的姓名及有效证件号码、联系方式和与争议相关的信息提供给监管机关或您与他人协议约定的其他争议解决机构,以便及时解决纠纷,但法律法规明确禁止提供的除外;

In order to protect the legitimate rights and interests of you and others when you have disputes with others arising out of your use of LUI Services, we may provide your name and valid ID number, contact information and information related to such dispute to the regulatory authority or other dispute resolution bodies agreed upon by you and others under relevant agreements for the purpose of a timely resolution of such dispute, except that expressly prohibited by laws and regulations;

8、      为遵守适用的法律法规、诉讼目的或者行政机关、司法机构依法提出的要求而披露您的个人信息。如果我们确定您出现违反适用的法律法规的情况,或为保护我们及我们关联方或其他用户或公众的权利、财产或安全免遭损害,我们也可能披露关于您的信息,包括相关违规行为以及我们已对您采取的措施;及

We may disclose your personal information in order to comply with applicable laws and regulations, for the purpose of litigation, or to meet the requirements of administrative agencies and judicial bodies. Where we are convinced of your violation of applicable laws and regulations, or in order to protect the rights, property, or safety of us and our Related Parties or other users or the public from harm, we may also disclose information about you, including your related violations and measures that we have taken against you; and

9、      其他经您事先授权同意的情形。

Other circumstances as agreed by your prior authorization.

根据相关法律法规及国家标准,在以下情形中,我们可能会依法共享、转让、公开披露您的个人信息而无需征得您的同意:

In accordance with relevant laws and regulations and national standards, we may duly share, transfer, and publicly disclose your personal information without your prior consent under the following circumstances:

1、      与我们履行法律法规规定的义务相关的;

Those related to our performance of obligations under laws and regulations;

2、      与国家安全、国防安全直接相关的;

Those directly related to national security and national defense security;

3、      与公共安全、公共卫生、重大公共利益直接相关的;

Those directly related to public security, public health, and major public interests;

4、      与犯罪侦查、起诉、审判和判决执行等直接相关的;

Those directly related to criminal investigation, prosecution, trial and enforcement of judgment;

5、      出于维护您或其他个人的生命、财产等重大合法权益但又很难得到您本人同意的;

Those for the purpose of protecting your or other people’s life, property and other material legal rights and interests but it is difficult to obtain your consent;

6、      您自行向社会公众公开的个人信息;

Where the personal information collected is disclosed to the public by yourself;

7、      从合法公开披露的信息中收集的个人信息;

Where the personal information is collected from that having been legally disclosed to the public;

8、      根据法律法规的规定及有权机关、中国互联网金融协会等行业组织的要求。

Those in compliance with provisions of laws and regulations and requirements of competent authorities, and National Internet Finance Association of China and other industry organizations.

 

6   我们如何保护信息

How We Protect Information

1、      我们已使用符合业界标准的安全防护措施保护您提供的个人信息,防止数据遭到未经授权访问、公开披露、使用、修改、损坏或丢失。我们会采取一切合理可行的措施,保护您的个人信息。例如,在您的浏览器与陆国际平台之间交换数据(如借记卡信息)时受SSL 加密保护;我们同时对陆国际平台提供https安全浏览方式;我们会使用加密技术确保数据的保密性;我们会向其他服务器备份数据,确保我们掌握的信息不丢失;我们会使用受信赖的保护机制防止数据遭到恶意攻击;我们会部署访问控制机制,确保只有授权人员才可访问个人信息;以及我们会举办安全和隐私保护培训课程,加强员工对于保护个人信息重要性的认识。尽管我们有这些安全措施,但请注意在信息网络上不存在“完善的安全措施”。如您发现自己的个人信息泄密,尤其是您的会员账户或密码发生泄露,您应该立即通过陆国际平台提供的联系方式与我们取得联系,以便我们采取相应措施。

We have used industry-standard security measures to protect the personal information you provide and to prevent your data from unauthorized access, public disclosure, use, modification, damage or loss. We will take all reasonable and practicable measures to protect your personal information. For example, SSL encryption is enabled in the data exchange (such as debit card information) between your browser and LUI Platform; we also provide https secure browsing to LUI Platform; we use encryption to ensure data confidentiality; we will back up data to other servers to prevent loss of the information we have; we will use trusted protection mechanisms to protect data against malicious attacks; we will deploy access control mechanisms to ensure that only authorized personnel have access to personal information; we will provide security and privacy protection training courses to employees to enhance their awareness of the importance of protecting personal information. Notwithstanding these security measures we have, please note that there are no “perfect security measures” on the information network. If you find that your personal information has been compromised, especially in case of any leak of your member account or password, you should immediately contact us through the contact information provided by LUI Platform so that we can take appropriate measures.

2、      互联网并非绝对安全的环境,而且电子邮件、即时通讯及与其他用户的交流方式并未加密,我们强烈建议您不要通过此类方式发送个人信息。

The Internet is not an absolutely secure environment, and email, instant messaging, and communication with other users are not encrypted. Thus we strongly recommend that you do not send personal information in such ways.

3、      会员账户信息是非常重要的个人信息,您只能通过您的密码来使用您的会员账户。请使用复杂密码,协助我们保证您的账户安全。如果您泄漏了密码,您可能丢失了您的身份识别信息,并且可能出现对您不利的后果。因此,请您妥善设置、保管您在陆国际平台的会员账户信息。如您发现您的账号及其密码因任何原因已经或将受到泄漏时,您应该立即和我们取得联系,以便我们及时采取相应措施以防止或减少相关损失。

Member account information is important personal information, which you can only use with your password. Please use a complex password to help us keep your account secure. If you leak your password, you may have lost your identity verification information and adverse consequences for you may arise. Therefore, please properly set up and keep your member account information on LUI Platform. If you find that your account number and password have been or are to be leaked for any reason, you should contact us promptly so that we can take appropriate measures to prevent or reduce the loss.

4、      您知晓并同意在使用陆国际服务过程中,或者基于陆国际服务使用陆国际关联方或者合作机构服务过程中,在陆国际平台形成或授权陆国际平台收集并以一定形式保存的信息属于您和陆国际平台共同所有,您不得通过账户出借、自行或者授权第三方采用技术方法等方式将该等信息授权第三方收集、使用或者保存,陆国际明示同意的除外。

You acknowledge and agree that in the process of using LUI Services, or in the process of using services provided by LUI Related Parties or Partners based on LUI Services, the information formed, or authorized to be collected by, LUI Platform and saved in a certain form shall be jointly owned by you and LUI Platform, and, except as expressly agreed by LUI, you shall not authorize any third party to collect, use or save such information by lending your account, or using technical methods by yourself or authorizing others to do so.

5、      安全事件

Security incidents

(a)    如不幸发生个人信息安全事件后,我们将按照法律法规的要求,及时向您告知安全事件的基本情况和可能的影响、我们已采取或将要采取的处理措施、您可自主防范和降低风险的建议、对您的补救措施等。我们会及时将事件相关情况以站内通知、短信通知、电话、邮件等您预留的联系方式告知您,难以逐一告知时我们会采取合理、有效的方式发布公告。

In the event of a personal information security incident, we will, as required by laws and regulations, promptly inform you of the basic situation and possible impact of such security incident, the measures we have taken or will take, suggestions to you about risk prevention and mitigation that you may take by yourself, and remedies for you, among others. We will promptly inform you of the incident-related status by means of in-app messages, SMS, phone calls, emails and otherwise, based on the contact information previously provided by you. For those hard to inform you in details, we will release announcements in a reasonable and effective manner.

(b)    我们会及时处置系统漏洞、网络攻击、病毒侵袭及网络侵入等安全风险。在发生危害网络安全的事件时,我们会按照网络安全事件应急预案,及时采取相应的补救措施,并按照规定向有关主管部门报告。

We will promptly address security risks such as system vulnerabilities, cyberattacks, virus attacks and network intrusions. In the event of a network security incident, we will promptly take corresponding remedial measures in accordance with the contingency plan for cybersecurity incidents and report to the relevant competent authorities in accordance with the regulations.

(c)    如果我们的物理、技术或管理防护设施遭到破坏,导致信息被非授权访问、公开披露、篡改或损毁以致您的合法权益受损,我们将严格依照法律的规定承担相应的责任。

Where our physical, technical or management-related protective facilities are compromised, resulting in unauthorized access, public disclosure, alteration or damage of information and causing harm to your legal rights and interests, we will take relevant responsibilities strictly in accordance with law.

6、      我们收集和产生的个人信息将存储在新加坡的机房。我们仅在本政策所述目的所必需期间和法律法规及监管规定的时限内保存您的个人信息。

The personal information we collect and generate will be stored in the data center in Singapore. We will only store your personal information for the period necessary for the purposes described in this Policy and for the time limits set by laws, regulations and regulations.

 

7   我们如何使用CookieBeacon等技术(如适用)

How We Use such Technologies as Cookie and Beacon (if appropriate)

为使您获得更轻松的访问体验,您访问陆国际平台或使用陆国际服务时,我们可能会通过小型数据文件识别您的身份,这么做可帮您省去重复输入注册信息的步骤,或者帮助判断您的账户安全状态。这些数据文件可能是Cookie,Flash Cookie,您的浏览器或关联应用程序提供的其他本地存储(以下简称“Cookie”)。请您理解,我们的某些服务只能通过使用Cookie才可得到实现。您可以在您的浏览器或浏览器附加服务允许的情况下,修改对陆国际Cookie的接受程度或者拒绝陆国际的Cookie(多数浏览器工具条中的“帮助”部分会告诉您怎样防止您的浏览器接受新的Cookie或者怎样彻底关闭Cookie),但这可能会影响您安全访问陆国际平台或使用陆国际服务。

For an easier access experience, we may identify your through a small data file when you visit LUI or use LUI Services, which could save the steps of you re-entering registration information, or help assess the security status of your account. Such data files may be cookies, Flash cookies, or other local storage provided by your browser or associated applications (hereinafter referred to as “Cookies”). Please understand that some of our services can only be realized through Cookies. You may revise the acceptance of LUI Cookies or reject LUI Cookies to the extent permitted by your browser or additional services thereof (the “Help” section in most browser toolbars will tell you how to prevent your browser from accepting new Cookies or how to completely turn off Cookies), which, however, may affect your secure access to LUI Platform or your use of LUI Services.

陆国际平台上还可能包含一些电子图像(以下简称“单像素GIF文件”或“网络Beacon”),使用网络Beacon可以帮助网站计算浏览网页的用户或访问某些Cookie,我们会通过网络Beacon收集您浏览网页活动的信息,例如:您访问的页面地址、您先前访问的援引页面的位置、您的浏览环境以及显示设定。请您理解,当您通过陆国际平台访问第三方创建的网页时,这些第三方可能通过自己的Cookie或网络Beacon收集您的信息。该等行为不受我们控制及本隐私权政策的约束,而是受该第三方的隐私权政策约束。我们建议您在使用第三方通过Cookie、网络beacon提供的服务前,仔细阅读该第三方隐私权政策的详细情况。我们也会履行必要的审核义务,并努力去要求第三方对您的个人信息采取保护措施。

LUI Platform may also contain some electronic images (hereinafter referred to as “single-pixel GIF files” or “network Beacons”).Network Beacons can be used to help the website to calculate the users browsing the web or access certain cookies. We, through network Beacons, will collect information of your web browsing activities, including the address of the web page you visit, the location of the reference page you visited earlier, your browsing environment, and display settings. Please understand that when you access a webpage created by a third party through LUI Platform, such third party may collect your information through their own Cookies or network Beacons, which is not subject to our control and this Privacy Policy, but to the privacy policy of that third party. We suggest that you carefully read the detailed privacy policy of such third-party before using its services through its Cookies and network Beacons. We will also perform necessary obligations of review and make efforts to require third parties to take protective measures for your personal information.

 

8   您的权利

Your rights

我们将采取适当的技术手段,保障您可以访问、更新和更正您的个人信息。您可以根据页面提示自助操作,也可以联系相应的客服热线或通过在线客服联系我们。

We will take appropriate technical measures to ensure that you can access, update and correct your personal information. You may follow the page prompts to do so by yourself, or contact the corresponding customer service hotline or via our online customer service.

当您符合约定的账户注销条件并注销某项服务相关账户后,您该账户内的所有信息将被清空,相关服务提供方将不会再收集、使用或对外提供与该账户相关的个人信息,但相关服务提供方仍需按照监管要求的时间保存您在使用服务期间提供或产生的信息,且在该依法保存的时间内有权机关仍有权依法查询。

When you meet the agreed account cancellation conditions and cancel a service related account, all of your information in such account will be emptied, and the relevant service provider will no longer collect or use your personal information related to such account, or provide such information to the external. However, the relevant service provider may still need to keep the information that you have provided or generated during the use of service within the time period as required by regulatory provisions, during which the competent authorities still have the right to duly inquire such information.

如您发现相关服务提供方收集、使用您个人信息的行为,违反了法律法规规定或违反了与您的约定,您可联系相应的客服热线或通过在线客服,要求删除相应的信息。

If you find that the collection and use of your personal information by relevant service providers has violated applicable laws and regulations or any agreement they have made with you, you may request the deletion of the corresponding information by contacting the corresponding customer service hotline or via our online customer service.

尽管有上述约定,但按照相关法律法规及国家标准,在以下情形中,我们可能无法响应您的请求:

Notwithstanding the above, we may, in accordance with relevant laws and regulations and national standards, not be able to respond to your request under the following circumstances:

(1)      与国家安全、国防安全直接相关的;

Those directly related to national security and national defense security;

(2)      与公共安全、公共卫生、重大公共利益直接相关的;

Those directly related to public security, public health, and major public interests;

(3)      与犯罪侦查、起诉、审判和执行判决等直接相关的;

Those directly related to criminal investigation, prosecution, trial and enforcement of judgment;

(4)      有充分证据表明您存在主观恶意或滥用权利的;

Where there is sufficient evidence indicating your malicious intention or abuse of rights;

(5)      响应您的请求将导致其他个人、组织的合法权益受到严重损害的;

Where responding to your request will result in serious damage to the legitimate rights and interests of other individuals or organizations;

(6)      涉及商业秘密的。

Those involving trade secrets.

如您对本政策存在任何疑问,或对于您的个人信息处理存在任何投诉、意见,请通过相应的客服热线或通过在线客服联系我们,客服部门将会同隐私保护办公室及时答复您。为保障您的信息安全,我们需要先验证您的身份和凭证资料。我们已经建立客户投诉管理机制,包括跟踪流程。一般来说,我们将在验证通过后的三个工作日内处理完成,特殊情形下最长将在不超过三十天或法律法规规定期限内作出答复。

If you have any questions about this Policy, or you want to make any complaint or suggestion about your personal information processing, please contact us through the corresponding customer service hotline or via our online customer service. Our Customer Service, together with the Privacy Protection Office, will reply to you in a timely manner. In order to ensure the security of your information, we need to verify your identity and credentials. We have established a customer complaint management mechanism, including a tracking process. In general, we will address a customer complaint within three working days after the verification is passed. In special cases, the maximum time limit of the response to a customer complaint will be no more than 30 days or as permitted by laws and regulations.

 

9   我们如何保护未成年人的信息

How We Protect Information of Minors

我们重视对未成年人个人信息的保护,如果您年龄小于18周岁,我们将不会对您提供服务;如果我们发现已收集您的个人信息,我们会主动删除相关信息。

We stress the protection of minors’ personal information. If you are under 18, we will not provide you with services, and we will voluntarily delete your personal information that we have collected, if any.

 

10 本政策的适用及更新

Application and Update of this Policy

如本隐私权政策的条款与陆国际平台采用的任何服务协议中规定的隐私权保护及授权条款存在不一致或冲突之处,应当以本隐私权政策的相关条款为准。

In case of any inconsistency or conflict between the terms of this Privacy Policy and the privacy protection and authorization terms set forth in any of the service agreements adopted by LUI Platform, the terms of this Privacy Policy shall prevail.

如本隐私权政策的条款与个人信息相关的法律规定或监管要求存在不一致或冲突之处,应当以相关的法律规定或监管要求为准。

In case of any inconsistency or conflict between the terms of this Privacy Policy and the legal provisions or regulatory requirements related to personal information, the relevant legal provisions or regulatory requirements shall prevail.

我们的隐私政策可能变更。我们会在本页面上发布对本隐私权政策所做的任何变更。对于重大变更,我们会在您登录时以弹窗的形式向您展示变更后的隐私权政策。请您注意,只有在您点击弹窗中的同意按钮后,我们才会按照变更后的隐私权政策收集、使用、共享、保存您的个人信息。本隐私权政策所指的重大变更主要有:

Our privacy policy may change. We will post any changes to this Privacy Policy on this page. For major changes, we will show you the amended privacy policy via a pop-up when you log in. Please note that we will only collect, use, share, and store your personal information in accordance with the amended privacy policy after you click the consent button in the pop-up window. The major changes referred to in this Privacy Policy include:

1、     我们的服务模式发生重大变化。如处理个人信息的目的、处理的个人信息类型、个人信息的使用方式;

Major changes in our service model, such as the purpose of processing personal information, the type of personal information processed, and the way in which personal information is used;

2、     我们在所有权结构、组织架构等方面发生重大变化。如业务调整、破产并购等引起的所有者变更;

Major changes in such aspects as our ownership structure and organizational structure, such as changes in ownership caused by business adjustments, bankruptcy mergers;

3、     您参与个人信息处理方面的权利及其行使方式发生重大变化;

Significant changes in your rights to participate in the processing of personal information and the way in which you may exercise such right;

4、     我们负责处理个人信息安全等事项的联络方式及投诉渠道发生变化时;

Changes in contact information and complaint channels in respect of personal information security and other matters;

5、     个人信息安全影响评估报告表明存在高风险时。

High risk indicated in the personal information security impact assessment report.

我们还会将本隐私权政策的旧版本存档,您可以通过本隐私权政策约定的沟通渠道与我们联系并进行查阅。

We will also archive the old version of this Privacy Policy, so that you may contact us through the communication channels stipulated in this Privacy Policy to review the old version.

附:名词解释与个人敏感信息列举

Annex: Explanation of terms and examples of sensitive personal information

为了帮助您更好的了解本隐私权政策,将前述条款中的部分名词进行解释如下:

To help you better understand this Privacy Policy, some of the terms in the above clauses are explained as follows:

  • 个人信息是指以电子或者其他方式记录的能够单独或者与其他信息结合识别特定自然人身份或者反映特定自然人活动情况的各种信息。
  • Personal information refers to various information recorded electronically or otherwise that can identify a particular natural person or reflect the activity of a particular natural person, either alone or in combination with other information.
  • 个人敏感信息是指一旦泄露、非法提供或滥用可能危害人身和财产安全,极易导致个人名誉、身心健康受到损害或歧视性待遇等的个人信息,本隐私权政策中涉及的个人敏感信息包括:姓名、身份证号、手机号码、联系地址、银行卡号、设备位置信息等。
  • Sensitive personal information refers to personal information that the disclosure, illicit provision or misuse thereof may endanger personal and property safety, resulting in harms to personal reputation, and physical or mental health, or discriminatory treatment. Sensitive personal information under this Privacy Policy includes: name, ID number, mobile phone number, contact address, bank card number, and location information of device.

 

个人敏感信息举例示范

Examples of sensitive personal information

个人财产信息

Personal property information

银行账号、鉴别信息(口令)、存款信息(包括资金数量、支付收款记录等)、房产信息、信贷记录、征信信息、交易和消费记录、流水记录等以及虚拟货币、虚拟交易、游戏类兑换码等虚拟财产信息。

Bank account number, authentication information (password), deposit information (including amount of funds, payment and receipt records, etc.), property information, credit history, credit information, transaction and consumption records, flow records, etc., as well as virtual currency, virtual trading, redemption code of games and other virtual property information.

个人健康生理信息

Personal health information

个人因生病医治等产生的相关记录、如病症、住院志、医嘱单、体检报告、手术及麻醉记录、护理记录、用药记录、药物食物过敏信息、生育信息、以往病史、诊治情况、家族病史、现病史、传染病史等,以及与个人身体健康状况产生的相关信息。

Relevant records generated by individuals due to illness and treatment, such as disease symptoms, hospitalization, medical orders, check-up reports, surgical and anesthesia records, nursing records, medication records, drug and food allergy information, birth information, past medical history, diagnosis and treatment, family history, current medical history, history of infectious diseases, etc., as well as information related to personal health status.

个人生物识别信息

Personal biometric information

个人基因、指纹、声纹、掌纹、耳廓,虹膜、面部识别特征等。

Personal genes, fingerprints, voiceprints, palm prints, auricles, irises, facial recognition features, etc.

个人身份信息

Personal identity information

身份证、军官证、护照、驾照、工作证、社保卡、居住证等。

ID card, military ID card, passport, driver’s license, work permit, social security card, residence permit, etc.

网络身份标识信息

Network identity information

设备属性信息、设备位置信息、设备连接信息、会员账号与密码、电子邮箱、用户个人数字证书等的组合。

A combination of device attribute information, device location information, device connection information, member account and password, email address, user’s personal digital certificate, etc.

其他信息

Other information

个人电话号码、性取向、婚史、宗教信仰、未公开的违反犯罪记录、通信记录和内容、行踪轨迹、网页浏览记录、住宿信息、精准定位信息等。

Personal phone number, sexual orientation, marriage history, religious belief, undisclosed criminal record, communication records and content, trace track, web browsing history, accommodation information, precise location information, etc.

 

  • Cookie是指支持服务器端(或者脚本)在客户端上存储和检索信息的一种机制,通过增加简单、持续的客户端状态来扩展基于Web的客户端/服务器应用。服务器在向客户端返回HTTP对象的同时发送一条状态信息,并由客户端保存。状态信息中说明了该状态下有效的URL范围。此后,客户端发起的该范围内的HTTP请求都将把该状态信息的当前值从客户端返回给服务器,这个状态信息被称为cookie。
  • Cookie is a mechanism that supports server-side (or script ) storage and retrieval of information on the client, extending web-based client/server applications by adding simple and continuous client state. The server sends a status message while returning the HTTP object to the client and such message is saved by the client. The status information indicates the range of URLs that are valid in this state. Thereafter, the HTTP request within the scope initiated by the client will return the current value of the status information from the client to the server. This status information is referred to as a cookie.
  • 设备属性信息是指用户使用终端设备访问陆国际平台的设备品牌及型号、设备屏幕规格、操作系统版本、设备设置、唯一设备识别符等软硬件特征。
  • Device attribute information refers to the software and hardware features of the terminal equipment used by the user to access LUI Platform, including device brand and model, device screen specifications, operating system version, device settings, and unique device identifiers.
  • 设备位置信息是指通过用户使用的终端设备获取用户访问陆国际平台时所处的地理位置信息,如通过GPS、蓝牙或wifi信号获得的位置信息。
  • Device location information refers to information of the geographic location where, such as the location information obtained through GPS, Bluetooth or wifi signals.
  • 设备连接信息是指用户使用终端设备访问陆国际平台所显示的IP地址、浏览器的类型、电信运营商、适用的语言、访问日期和时间信息。

• Device connection information refers to the IP address, browser type, telecom operator, applicable language, access date and time information displayed when the user use his/her terminal equipment to access LUI Platform

 

© LU INTERNATIONAL (SINGAPORE) FINANCIAL ASSET EXCHANGE PTE.LTD. All Rights Reserved.

Lu International (Singapore) Financial Asset Exchange Pte. Ltd.(“LUI”) (Co. Reg. No. 201702479G) holds a capital markets services licence issued by the Monetary Authority of Singapore under the Securities and Futures Act (Cap. 289 of Singapore) (“SFA”) in respect of its business in the SFA regulated activities of dealing in securities, fund management and providing custodial services for securities, to eligible customers. In Singapore, LUI is licensed to provide services and products to accredited investors and institutional investors as defined in the SFA. LUI is also an exempt financial advisor under the Financial Advisers Act (Cap. 110 of Singapore).

The information on this site is not directed at residents of United States persons and is not intended for distribution to, or use by, any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.

Privacy Policy | Disclaimers